The best bet to getting a low premium and paying less on your policy is to shop around.
CNN Money advises getting quotes from at least four carriers–the best agents will check your quote with around 9 or 10.
Every time your policy is ready to renew, ask your agent to shop your policy around again. You never know what may have changed in the insurance business over the past year–switching your policy to a different company could save you bundles!
Ahhh, that delicious smell of victory…rather resembles a big burrito bowl from Chipotle — simmery, delectable, and filled to the brim with euphoria.
Our super-agent Alexa had a bit of victory today. David M. of Winter Springs was paying close to $1900 annually on his auto policy with Allstate. The smart policy-holder visited our Virtual Insurance Office and requested us to shop his policy around and save him some money. Never one to let a client go unrewarded, Alexa leapt in to save the day and wrote David a policy that saves him over $700 annually.
My heavens, Alexa! I should’ve called YOU to give me an insurance quote! Way to go!
You go girl. Uh huh.
There are certain risk factors that will lead to a higher premium for your insurance policy. Most of these you can’t change, like the state you live in, or how many accidents you’ve been in.
There are some, however, that you CAN change, and these could vary from driving fewer miles per year than the average driver to quitting smoking, according to CNN Money.
But you can’t get any discounts if you don’t ask. Be confident and nonchalant, ask for that senior citizen discount! See if your credit score makes a difference in your annual premium for your flood policy. And perhaps the most useful strategy? Combine coverage. Insurers often cut costs up to 15% to customers that have more than one policy.
[to the tune of "The Candyman Can" from the 1971 film "Willy Wonka and the Chocolate Factory"]
Who can save you moneyyyyyy…
Requote your policyyyyyy…
Find the best insurance rate for your whole familyyyy…
Security Firrrrrst….
Security First caaaan…
Security First can because we sprinkle it with love
and make the world taste goooooooood!
—
Congratulations are in order to our super-agent Kim, who just saved Carol G. a bundle on her homeowners insurance. Carol was an existing customer of ours who asked us to shop her policy around and see what else we could come up with, since it was time for her renewal. Kim shopped around, gathered several quotes from the myriad companies we write with, and wound up saving Carol a whopping $1100/yr on her homeowners insurance!
As a fellow Orlando resident, I quote Lewis Carroll’s “Jabberwocky” when I sing “Oh, frabjous day! Callooh! Callay!”
Way to go, Kim!
